Does anyone know what happens when your iphone get stolen. Wil Apple replace it because I was in a very unfortunate event where my iphone was stolen from me.
Apple does not offer insurance on devices. You would have to look to your own insurance (home owners policy or renters policy may cover it, perhaps?). Maybe even credit card if you just purchased it recently (mine offers something along those lines - 90 or 120 days coverage against theft or accidental loss).
Make sure you change any account passwords (email, web sites, that sort of thing). Also, did you report it stolen to the police? Often insurance companies will require a police report.
I'm sorry to hear this. The only possibility to get the phone back is to make a police report although it is unlikely you would get it back. Otherwise, Apple will not give you a replacement.
I do not know Apple's policy on this, but did you ask them about the out-of-warranty replacement option? If you have the original receipt and the police report, I wonder if they might allow you to buy a refurb for the out-of-warranty price? I don't know, but you could ask.
Otherwise, I'm not surprised they were not helpful - they are not an insurance company and are in no way responsible for lost or stolen equipment.
The out of warranty replacement requires that you trade in a damaged iPhone for a replacement refurbished iPhone. If you have no iPhone to give them in return then you are not eligible. There are also some other requirements but you need to have a damaged iPhone to give them.
At this point all you can do is to check with any existing insurance plans you have to see if it is covered under them. But there are no discounts from Apple for lost or stolen iPhones.
Sorry if this is harsh, but what on earth did you expect the answer to your original question to be. Your phone got stolen so Apple would give you a replacement 'free' one? Sorry it doesn't work that way!