Change of Region while you still have apple funds in your apple account

I need help here...if someone can give me a resolution I would really appreciate.

So I relocated from India to Canada , and my country of origin on all my devices is still India because of which I am unable to download any apps here in Canada. When I try changing the country of origin in my Apple account, it says that I have a store credit which should be 0 and then only I would be able to change.

And unless I don't change, I cannot download any apps or use Apple Pay.

Apple customer care suggests me to use the store credit for unnecessary purchases like movies and songs, etc which I don't feel to waste my money like that.

I am just ****** off on Apple after 12 years of being an Apple user. I am just wishing that I should be able to move my apple funds back to my bank account.

Please suggest if there is any alternative solution to this or any way out.

Thanks.