I purchased an I phone 4s and also have the monthly insurance from verizon. Does apple offer a less expensive insurance?
Apple does not offer insurance at all.
The exception is Applecare plus which you would have had to purchase at the time of your iphone purchase.
If you're within 30 days, sure (for AppleCare+). Otherwise, you will need to get regular AppleCare which covers everything but accidents and physical damage.
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