Currently Being ModeratedFeb 19, 2013 10:14 AM (in response to Geneo1966)
Just use your personal iCloud AppleIDs for iCloud (and iMessage/FaceTime), and use the shared AppleID for the iTunes and App Stores. You can log in to a different account for each service in the Settings for each service.
Currently Being ModeratedFeb 19, 2013 10:17 AM (in response to Julian Wright)
Can I do this all from our phones? I feel stupid
Currently Being ModeratedFeb 19, 2013 10:23 AM (in response to Geneo1966)
Yes. On each phone, log in to iCloud using the AppleID for that phones owner, and log in to the iTunes Store and AppStore using the AppleID for the shared account.
Settings > iCloud > Account
Settings > iTunes & App Stores > Apple ID > Sign Out then sign back in again with the shared AppleID.