Currently Being ModeratedFeb 19, 2013 6:30 PM (in response to LINDA CATE)
ICloud is free for the first 5 GB of storage, with mail, calendars, contacts and streaming photos not counting against that free storage. How are you logging in? Have gone to https://www.icloud.com and logged in with your AppleID and password?
Currently Being ModeratedFeb 20, 2013 12:23 AM (in response to LINDA CATE)
It's probably telling you that you can optionally pay to upgrade your iCloud storage. iCloud is free for up to 5Gb of storage. If you want more, you pay - same as other cloud storage systems.