My understanding is that Barclay's issues a "credit card" that has only enough to cover the purchase (not a real credit card).
If you pay in full within the time period (6 months or 12 months) you pay no interest. If any balance carries past that time period, they can tack on all interest that *would have* been paid during the interest-free period.
But you need to ask the issuers to be sure.
You MUST pay it off on time, or it becomes frighteningly expensive.
My approach would be to divide the amount you will owe into fewer payments, (like choose 10 payments instead of the 12 they require) and plan on paying it off in that much each month. Then you would be certain to have it paid on time and in full.
Be sure to ask them about the terms.
Be sure you READ and understand before you sign anything. Take all the time you need.Mac Pro (Early 2009), Mac OS X (10.6.8), & Server, PPC, & AppleTalk Printers
Thanks for confirming. That part of "N months same as cash" is one of the worst traps laid out for consumers.
And paying of in less than the required takes away their chance to "temporarily lose" your last payments.