DevSquare wrote:
Well that is entirely incorrect.
I'm not sure where else in the world you can but in Australia you can have Debit Cards which are linked to your main Bank Account. These work as Credit Cards but use the balance in you Main Account. So there is no fees incurred and its very simple to use.
I have purchased apps from the store before and didnt realise that I didn't have the money in my account but it still let me buy it. Thus put my account into a negative and I had to fix the amount before my next purchase.
It's a good idea to research what you're telling the community because people really rely on a comprehensive response.
As for the OP: The feature to see how much you owe used to display upon re-entering your Security Code on your card when you had sufficient funds. Now when you have brought the balance from a negative it will send you a reciept.
Good Day
I'm sorry,but entirely incorrect?
According to Apple's own Article on the subject, they attempt to bill in a specified order.
Order of iTunes billing methods
When making purchases, content credits are used first, followed by Gift Certificate, iTunes Card, or Allowance Account credits; your credit card or PayPal account is then charged for any remaining balance.
iTunes Store: How iTunes Store purchases are billed
http://support.apple.com/kb/HT5582
Nowhere does it say "we let you download if you don't have enough balance and then you can settle with us".
Also its possible your debit card has a provision in Australia to allow the charge if there's not enough balance and the charge is below a certain threshold. In which case you would have to settle the pending balance with your bank, not iTunes directly.
In any case, if you try to purchase something without enough credit on your accepted form of payment (which incidentally does not include Debit cards) then the charge will not happen and no download should ocurr.
This I've seen many times. If my iTunes card balance is not enough, and my credit card limit has been reached (yes its happened a few times) I cannot download anything. I've seen it happen with friends too several times.
There is just no conceivable way iTunes would allow you to owe the system money, because it would be a logistics nightmare. Apple is not in the business of collecting past dues. There's no way they would allow that to happen.
Best case, you settled with your Bank not directly with iTunes.
With that said, I think its a little rude to claim the entire statement is incorrect. Clearly there were parts that were accurate and correct.
There may have been a discrepancy with your experience, but the answer is based on research, of Apple's own statements, and articles which is at this point the Authority on how their billing works. If there's a difference in Billing in Australia, I cannot say, it very well may be, as far As I know based on reading Apple's articles, and my own experience, is there is no way to owe iTunes directly.
So to you I say, unless you have concrete evidence, of more than one case, and a somewhat fuzzy one at that, refrain from stating other people's answers are entirely incorrect.
Notice I never said your statement was entirely incorrect, which it very well may be.