HT5622: Frequently asked questions about Apple ID
Learn about Frequently asked questions about Apple ID
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Helpful answers
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Mar 30, 2014 12:16 PM in response to bsharynuby King_Penguin,You can't specify how an item is billed, if you have a credit on your account then that will automatically be used - your credit card will only be charged when your balance is zero.
If you want your credit card to be charged then you could try gifting the song to yourself (I haven't tried it but I think that you should be able to gift to yourself) - you can't use an account's balance for gifting, you can only use a credit card.
Gifting : http://support.apple.com/kb/HT2736