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Helpful answers
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Oct 20, 2014 11:37 AM in response to ewrayjrby DaveM2bits,I haven't used it yet, but according to set up info here: Set up and use Apple Pay
You just hold your iPhone near the contactless reader with your finger on the touch id.
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Oct 20, 2014 11:38 AM in response to ewrayjrby stevejobsfan0123,You should see your credit/debit card in the Passbook app. There is no separate Apple Pay app.
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Oct 20, 2014 11:47 AM in response to DaveM2bitsby Michael Ginsberg,I just tried it at Walgreens and Panera and it worked flawlessly. Just hold your thumb (or whatever finder you setup) and place your phone near and there is an unique beep and then everything moves forward like you just scanned your credit card.