Q: Does Apple Pay Use iCloud or iTunes Apple ID?
I have 2 Apple IDs in use on my iPhone 6, one for iCloud (sync'ing) and one for iTunes (purchases). See http://support.apple.com/kb/HT4895#different%20id
I updated my iPhone 6 to iOS 8.1 and went to set up Apple Pay. I have a credit card associated with my iTunes Apple ID, and I use that ID to make purchases from both the iTunes and Mac App stores routinely. But the Apple Pay setup does not give me the option to, "Use Card on File with iTunes." It's a personal Citibank Mastercard, so I'm pretty sure it should be usable with Apple Pay.
On the iPhone 6 I went into Setting > iTunes & App Store and ensured my credit card info was complete and that my region was the United States.
The only reason I can think that Apple Pay is not offering the opportunity to, "Use Card on File with iTunes," is that perhaps Apple Pay works using your iCloud Apple ID instead of your iTunes Apple ID. Can anyone confirm or deny this?
FWIW, using the iCloud ID seems backward. Folks using two Apple IDs would expect to use their iTunes ID for purchases, not their iCloud ID.
iPhone 6, iOS 8.1
Posted on Oct 26, 2014 8:09 PM