HT203421: Troubleshooting the Mac App Store
Learn about Troubleshooting the Mac App Store
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Helpful answers
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Dec 14, 2014 10:31 PM in response to Foon80by sberman,The App Store has nothing to do with Apple Pay.
The App Store uses the credit card you registered with iTunes (at Settings > iTunes & App Stores).
Not only is the above true, but additionally, you could not use Apple Pay anyway because your profile says you have an iPhone 5S. Only iPhone 6 and iPhone 6+ (and iPad Air 2) support Apple Pay.