HT201469: About Apple Pay

Learn about About Apple Pay
Sayufee

Q: Apple Pay

Do I have to pay for using the Apple Pay, or will I be charged in the future for using the Apple Pay?

Apple Pay, Apple Pay

Posted on Jan 7, 2015 11:50 AM

Close

Q: Apple Pay

  • All replies
  • Helpful answers

  • by Kilgore-Trout,

    Kilgore-Trout Kilgore-Trout Jan 7, 2015 11:50 AM in response to Sayufee
    Level 7 (32,526 points)
    iPad
    Jan 7, 2015 11:50 AM in response to Sayufee

    No, there is no charge for the service.

  • by Phil0124,

    Phil0124 Phil0124 Jan 7, 2015 11:55 AM in response to Sayufee
    Level 7 (26,946 points)
    iPhone
    Jan 7, 2015 11:55 AM in response to Sayufee

    You will be charged for Paying whatever it is you're Paying with it.  Apple Pay in and of itself is free.

     

    If you buy a shirt in a store that takes Apple Pay, you will be charged the price of that shirt plus any applicable taxes to your credit card.

     

    Apple Pay will not charge anything else.

     

    Its like using your credit card directly to pay.

  • by Hassrida,

    Hassrida Hassrida Jan 10, 2015 5:32 PM in response to Sayufee
    Level 1 (0 points)
    Jan 10, 2015 5:32 PM in response to Sayufee

    Apple Pay is another term for NFC ( Near field communication) which actually replacing your physical card, So there is no fee on the user end

  • by Kilgore-Trout,

    Kilgore-Trout Kilgore-Trout Jan 12, 2015 5:01 AM in response to Hassrida
    Level 7 (32,526 points)
    iPad
    Jan 12, 2015 5:01 AM in response to Hassrida

    Hassrida wrote:

     

    Apple Pay is another term for NFC ( Near field communication) which actually replacing your physical card, So there is no fee on the user end

    No, that is not correct. Apple Pay is a service offered by Apple and hosted through it s servers. NFC is simply the communication mode between the iOS device and the merchant pay terminal. Apple does not charge the consumer for use of the service, but there is nothing about the fact that it uses NFC that would prevent them from doing so.

  • by G3gator,

    G3gator G3gator Jan 13, 2015 5:40 PM in response to Kilgore-Trout
    Level 3 (571 points)
    Jan 13, 2015 5:40 PM in response to Kilgore-Trout

    As I understand it, they get a small cut of the credit-card companies charge.

     

    George