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Q: My Apple Pay is using my American Express card. Can I use it in a store that normally only accepts VISA?

My Apple Pay is using my American Express card. Can I use it at a store that normally only accepts VISA?

iPhone 6, iOS 8.3

Posted on May 11, 2015 10:18 AM

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Q: My Apple Pay is using my American Express card. Can I use it in a store that normally only accepts VISA?

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  • by charlyfromno,

    charlyfromno charlyfromno May 11, 2015 10:30 AM in response to dekyte
    Level 1 (15 points)
    May 11, 2015 10:30 AM in response to dekyte

    Hello Dekyte, Great question

     

    The store needs to have NFC/Contactless payment capabilities, and accept apple pay within in their store, 

    take a look at this Apple Pay: Merchants FAQ - Apple Support

  • by anypats,Solvedanswer

    anypats anypats May 11, 2015 12:35 PM in response to dekyte
    Level 4 (1,791 points)
    May 11, 2015 12:35 PM in response to dekyte

    dekyte wrote:

     

    My Apple Pay is using my American Express card. Can I use it at a store that normally only accepts VISA?

    If the store does not accept American Express and that is the only card registered on your Apple Pay, you won't be able to use Apple Pay at that location. Despite paying with Apple Pay, the store still recognizes the card as an American Express. Apple doesn't pay the store for your purchase, it still comes from the credit card companies.