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Jun 9, 2015 11:38 AM in response to cowboys2048by jeffd55,Hello cowboys2048,
Thank you for using Apple Support Communities.
I see you have some questions regarding Family Sharing and billing. From what you are saying, it sounds like you are setting it up with yourself as the "family organizer". As such, you will be asked for the credit card info for all purchase made within the Family Sharing group. If an individual has a gift card to their account, purchases that individual makes will be deducted from the gift card prior to charging the credit card. Additionally, no others will be able to charge to that personse gift card.
You can take a look at this article for more information regarding Family Sharing, purchases and payments.
Family purchases and payments - Apple Support
Regards,
Jeff D.
