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Helpful answers
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Jul 14, 2015 10:31 AM in response to jsum1969by ZackTheGreat,Might not be an acceptable form of payment.
Check here > iTunes Store: Accepted forms of payment
If you can't select None, read here > Why can’t I select None when I edit my Apple ID payment information?
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Jul 14, 2015 10:42 AM in response to ZackTheGreatby jsum1969,I checked that link and I don't think it's an improper form of payment b/c they are credit cards, not debit. I have tried (3) credit cards and the banks told me ApplePay is activated for those cards. Two of them are from Wells Fargo and one is from FirstTech CU. I have friends that use theirs from these banks all the time w/ no issue.
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Jul 14, 2015 10:48 AM in response to jsum1969by ChrisJ4203,Do they use them at the same station you are trying to use yours at? Has your Apple Pay ever worked on that device. If your friends use it on the same terminal and you are unable to do it, and the bank claims they are active, then I suggest making an appointment at the Genius Bar of the nearest Apple store to have the device looked at.
Since you state you have friends using the same cards, the bank says the cards are active, it is either the reader, or the phone. If the reader is successfully being used by your friends with the same bank card at the same time, then it would be the phone.
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Jul 14, 2015 11:05 AM in response to ChrisJ4203by jsum1969,Good advice. I am going to set an appt.