Q: Create apple id for a child - credit card required

I'm just going to add a big ol' "This is completely stupid.". We've worked our butts off to get out of debt, and we no longer have a credit card! So now, we can't add our kids to a family because "you can only be a real adult with a credit card?!?!" C'mon, Apple!! This is the dumbest verification process ever, and I can't help but think there has to be some other agenda here.

So lame.

Complain to your congressman. They are the ones who defined the acceptable methods of verifying your identity electronically.

Hmmm - it seems that posts describing how to achieve this are deleted by the moderator.

That's because it recommended committing a crime in order to do so.

Ah yes. I see clearly far better that people carry on being forced to pretend their kids are adults, as that's the only other option open to them if they don't have a credit card. Cool. What's a congressman, by the way?

Google it.

I think you are missing the point of him asking what a congressman is. Apple is forcing US law on everyone (he doesn't have congressmen). You keep just stating it is the law but you are failing to see the real problem of it not being everyone else's law.

That being said the law is doing almost nothing for this situation. It is not difficult to create an adult apple Id without a credit card. So why as a child would I want to create myself a child Id when I already have an adult Id with full access to everything. The only people that would ever want to create child accounts are actual parents. That being said I am not surprised that the US government expects its citizens to make bad financial decisions I mean look at them.

Apple is a US based company. Data is stored on servers in the US, therefore, they MUST abide by US law. If that makes you or anyone else unhappy, they are welcome to find an online service that meets your needs that hosts their data in a country that does not protect the rights of children.

It has NOTHING to do with financial decisions. It has everything to do with legally proving your identity electronically.

so my last statement was more of a jab not not to be taken serious.

I do not believe this protects children in the slightest in this case. Like I said why would someone under 18 have access to a real account just to create a child account for themselves.

However this is actually apples problem to fix.
https://www.ftc.gov/tips-advice/business-center/guidance/complying-coppa-frequen tly-asked-questions

section H. verifiable parental consent. number 4 list that there are alternative was to verify age. Either apple just doesn't care or they don't publish anywhere that i can find how it can be done. One of the ways listed is even a debit card... kinda odd. I don't even care if I had to call to get it done. I just don't want to go against my financial plan and open a credit card just to create a child apple id.

I do not believe this protects children in the slightest in this case. Like I said why would someone under 18 have access to a real account just to create a child account for themselves.

Your opinion is irrelevant. It's the law.

Did you actually read the document you linked to? Apparently, you did not pay attention.

A debit card can be used for purchases, it can NOT be used to electronically consent to allow a child to access the service. You can switch your payment method to an accepted debit card AFTER setting up the child account if you wish, but you can NOT use the debit card to create the child account.

<Edited by Host>

I really don't understand why you are so angry and don't acknowledge the problem. You keep putting down things that are clearly stated as opinion. I think you just like to argue.

"Requiring the parent, in connection with a monetary transaction, to use a credit card, debit card, or other online payment system that provides notification of each discrete transaction to the primary account holder;"

A debit card is an option it just doesn't work unless you charge it. You just picked the one way apple is doing it and said it doesn't work. There are multiple ways that apple can make this happen without a credit card.

please if you do respond to this again don't correct my spelling or point out some tangent to the point. please don't respond with personal attack about me paying attention. When i did understand fully I just didn't explain how it can be used. Keep in mind that all want and I am saying is there is an alternative to a credit card which there is apple has just chosen to not allow it or not publish how it can be done.

It is not a "problem". It's the LAW. The debit card is acceptable for making purchases, it is NOT acceptable as a method to prove your identity and electronically consent to allow a child to access on-line services that collect information.

READ the ENTIRE document. If it makes you unhappy, then complain to your congressman. It is AGAINST THE LAW for children under 13 to access on-line services that collect information without parental consent. You CAN NOT use a debit card to do that.

There IS NO ALTERNATIVE to the use of a credit card when CREATING THE CHILD ACCOUNT. Pay attention.

7.  What do I do if some parents cannot or will not use the consent method I have chosen?  For instance, some parents might not have a credit card, or might feel uncomfortable providing government identification information online.

Many operators find it useful to offer a choice of consent methods for those parents who cannot, or will not, use their primary consent mechanism.  At the very least, you might consider offering one alternate method that parents might be more comfortable with, such as a print-and-send form.

I am done by the way you make this discussion very unpleasant.

drewlachlan wrote:

 

Many operators find it useful to offer a choice of consent methods for those parents who cannot, or will not, use their primary consent mechanism.

Apple has chosen NOT to do so.

Debates regarding Apple policy are prohibited by the Apple Support Communities Terms of Use.

Maybe you should try reading that document as well some time.

I'm not here to make this 'pleasant' for you. I'm here to provide accurate information. Your seeming refusal to accept the truth will not alter reality in any way,

OK ladies and gents - stepping aside from the rhetoric, I think it may be useful to summarise what I understand to be the key points here - for the benefit of people who may read this thread in search of information.

I'm aiming to keep this factual; corrections are very welcome for the benefit of all.

1. To create an account for a child, in terms of family sharing, you may need to verify your age
2. The type of verification depends on the age of the child, which is worked out according to the date of birth that you provide
3. If the child is less than 13 years old, then then only means of validation accepted by the process is a credit card - a debit card will not work. There is no point discussing here whether this is good or bad, because debates regarding Apple policy are prohibited by the support communities terms of use.
4. If the child is 13 years old, then you can create their child account without having to provide a credit card - you still get the ability to approve their purchases.

If anyone is aware of any differences between the functionality or restrictions concerning the accounts for children under and over 13, then please do chime in.

Kind regards, M