HT201487: If you forgot your Apple ID password
Learn about If you forgot your Apple ID password
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Oct 25, 2015 5:25 AM in response to surninderbedi936by King_Penguin,Unless you use the instructions on this page when creating a new account : Create an iTunes Store, App Store, or iBooks Store account without a credit card or other payment method - Apple Suppor…
then payment details will need to be entered before the account can be used - you should be able to remove the card's details after entering them