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Dec 26, 2015 4:04 PM in response to Fowlerr85by joe_7399,Greetings Fowlerr85,
Thanks for using the Apple Support Communities!
I understand that you are attempting to create Apple IDs for two children under 13 years of age, but you are not allowed to use your debit card. The situation you are running in to is expected behavior. To create Apple IDs while using Family Sharing does require a credit card as described in the following article.
Create an Apple ID for your child
Before you begin, make sure that you're using a credit card or UnionPay as your iTunes Store and App Store payment method. To comply with child online privacy protection laws, you will use the CVV, verification code sent via SMS, or security code from a valid payment method as part of providing your parental consent. If the card on file is a debit card or another payment method, you’ll be asked to provide a valid payment method before you can continue. After you create the child's Apple ID, you can change your payment method.
Family Sharing and Apple ID for your child - Apple Support
Have a great day!
