Q: I need a resolution to this ASAP. I want to update my apps so I can use them again but it keeps asking prompting "verification required" but the app is free. What  am I suppose to do??

Do as stated and verify your account.

I Have the aame problem it wont accept my card to download apps ,

what can i do

Payment methods you can use in the iTunes Store, Mac App Store, App Store, and iBooks Store - Apple Support

In countries where the iTunes Store only sells apps, the accepted payment methods are Visa, MasterCard, and American Express. Other payment types such as gift cards, store credit, monthly allowances, ClickandBuy, and PayPal are not accepted. Depending on your App Store country, prices may be listed in your local currency, US Dollars, or Euros.    http://support.apple.com/kb/HT5552