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Mar 31, 2016 6:18 AM in response to Jtriana61by joe_7399,Hi Jtriana61,
Thanks for using the Apple Support Communities!
I understand that when being charged for Apple Music, the charge is coming from your store credit (gift card) rather than the credit card you have on file.
This is happening because of the way iTunes bills for charges.
Which payment methods are used first?
When you make a purchase, content credits are used first, followed by Gift Certificate, iTunes Card, or Allowance Account credits. The payment method that you have on file is then charged for any remaining balance.
How iTunes Store purchases are billed - Apple Support
Best!
