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Helpful answers
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Apr 4, 2016 1:44 AM in response to acemanagerxiaby ckuan,Apple is not a bank, buy a iTunes gift card and redeem.
Or to associate your valid credit card to your Apple ID read below:
Manage your Apple ID account information - Apple Support
Or if you're using Apple Pay read below:
Set up and use Apple Pay on your iPhone or iPad - Apple Support