Tech198

Q: Percentage of stores using Apple pay

If you have credit card fraud on your account nothing would protect that, not even Apple Pay...

 

Apart from saying "Its secure between you and the merchant"  I'm wondering would that be a reason to use Apple pay, and in real use cases "how often have we actually seen in real life this theft has happened from someone." when the same is true if u loose your phone...

 

In fact, if you loose your phone *now* not only do they your credit card (which is useless anyway, but they  still have it stored) BUT they also have all your stored info as well. as if these were kept separate.

 

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Posted on May 6, 2016 9:05 AM

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Q: Percentage of stores using Apple pay

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  • by stevejobsfan0123,

    stevejobsfan0123 stevejobsfan0123 May 1, 2016 11:08 AM in response to Tech198
    Level 8 (43,557 points)
    iPhone
    May 1, 2016 11:08 AM in response to Tech198

    Millions of retailers support Apple Pay. You would have to know how many retailers there are in total to calculate a percentage.

     

    Apple Pay uses a unique device number as opposed to your actual credit card number when making transactions, for added security. If somebody were skimming the reader, they would have that number which would be useless to them, rather than the actual number.

     

    If you lose your phone, you can remove Apple Pay information using Find my iPhone: http://icloud.com/#find.

  • by Meg St._Clair,

    Meg St._Clair Meg St._Clair May 1, 2016 11:16 AM in response to Tech198
    Level 9 (58,419 points)
    iPhone
    May 1, 2016 11:16 AM in response to Tech198

    Tech198 wrote:

     

     

    In fact, if you loose your phone *now* not only do they your credit card (which is useless anyway, but they  still have it stored) BUT they also have all your stored info as well. as if these were kept separate.

    A thief also can't use Apple Pay on your stolen phone as it requires TouchID. If you have Apple Pay enabled, you've got TouchID enabled which also means the phone is password protected. Unless the thief knows your passcode or has also stolen your finger, they can't access your data.

  • by ManSinha,

    ManSinha ManSinha May 1, 2016 11:16 AM in response to Tech198
    Level 6 (10,250 points)
    iPhone
    May 1, 2016 11:16 AM in response to Tech198

    http://www.digitaltrends.com/mobile/apple-pay-partners-news/

     

    This is one of the sites i use to keep up with who is joining the bandwagon

    I have to confess I do not use the phone as much as the watch - it is easier and the contact with skin when wearing - means one does not fumble with Touch ID or passcode at Point of service

     

    The establishments are heavily weighted to the US but it catches on surprisingly quickly and in very informal conversations with my local stores - the ones that support it have seen a shift of apple using individuals who patronize their establishment - so the very momentum can cause changes in the status quo

     

    As to your question about cashiers etc - while the overwhelming majority are honest - there are reports of people's credit card numbers being systematically stolen at the point of service - this brings peace of mind at least from that perspective

  • by stevejobsfan0123,

    stevejobsfan0123 stevejobsfan0123 May 1, 2016 11:18 AM in response to Meg St._Clair
    Level 8 (43,557 points)
    iPhone
    May 1, 2016 11:18 AM in response to Meg St._Clair

    Meg St._Clair wrote:


    Unless the thief knows your passcode or has also stolen your finger, they can't access your data.

    A common problem, is it?

  • by Meg St._Clair,

    Meg St._Clair Meg St._Clair May 1, 2016 11:24 AM in response to stevejobsfan0123
    Level 9 (58,419 points)
    iPhone
    May 1, 2016 11:24 AM in response to stevejobsfan0123

    stevejobsfan0123 wrote:

     

    Meg St._Clair wrote:


    Unless the thief knows your passcode or has also stolen your finger, they can't access your data.

    A common problem, is it?

    Just covering all the bases.....

     

    Actually, I think I've heard that a dismembered finger wouldn't work.

  • by stevejobsfan0123,

    stevejobsfan0123 stevejobsfan0123 May 1, 2016 11:27 AM in response to Meg St._Clair
    Level 8 (43,557 points)
    iPhone
    May 1, 2016 11:27 AM in response to Meg St._Clair

    You know, we are required to test our answer before posting.

  • by Meg St._Clair,

    Meg St._Clair Meg St._Clair May 1, 2016 11:29 AM in response to stevejobsfan0123
    Level 9 (58,419 points)
    iPhone
    May 1, 2016 11:29 AM in response to stevejobsfan0123

    stevejobsfan0123 wrote:

     

    You know, we are required to test our answer before posting.

    Smarty pants!