HT203516: Get help creating an iCloud backup
Learn about Get help creating an iCloud backup
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Aug 9, 2016 1:19 PM in response to thehousedaddyby ChrisJ4203,If the backup is on your computer it is an iTunes backup. If you cannot see a backup on the phone, then you do not have an iCloud backup. You cannot access an iTunes backup from the computer.
Also, if the backup in iCloud is a newer iOS than the iOS present on the phone, you would need to update the phone before you can restore to that backup.