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Helpful answers
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Aug 30, 2016 8:27 PM in response to Onozby Carolyn Samit,Hi,
How to change your payment method > https://support.apple.com/en-us/HT201266
Acceptable payment methods > Payment methods that you can use in the iTunes Store, App Store, and iBooks Store - Apple Support
Instructions for setting up Family Sharing > Set up Family Sharing - Apple Support
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Aug 31, 2016 5:34 AM in response to Carolyn Samitby Onoz,Thank you for replying. The thing is I haven't set up a credit card as a payment method and I don't want to, i want to set up family sharing and use my store account from my gift cards to pay for the monthly music but it won't let me finish setting the family sharing up without credit card details.
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Aug 31, 2016 6:04 AM in response to Onozby Bakhtina,If you are the organizer for your Family Sharing group, you need a credit card, that's just how it works. If there is store credit on the account of a Family Sharing member, the store credit will be used before the credit card is charged. I know a few friends (all adults) who are part of a Family Sharing group together. The organizer put a credit card on their account, and the others are using iTunes gift cards so they don't have to pay back the organizer when they buy something.