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Sep 6, 2016 3:46 AM in response to dr.kasiviswanathby Michael Black,If your bank sends a two factor login code via SMS text to your mobile number, then you will have to have your cell phone with you to access those bank accounts on any device. There is no way around that unless you can un-enroll in the two factor login procedure. An iPad cannot natively receive SMS texts as iPads are incapable of connecting to a cellular carrier's voice channel.