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Sep 20, 2016 12:24 PM in response to GBJerryby Tesserax,★HelpfulIf your basic computing needs do not include number crunching, video or audio processing, then you really don't need the higher power processor.
One way to think of this is deciding between buying a hybrid vs. a sports car. If getting on to the Autobahn or a freeway/highway is critical to you, then you will want that extra power. Otherwise, it would be a waste of money.
The other areas you should consider though is RAM memory and disk size. With the newer Macs, you may not be able to upgrade later so it would behoove you to get that additional space when ordering.
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Sep 20, 2016 1:18 PM in response to GBJerryby Tesserax,★HelpfulFWIW, I recently upgraded from a Mid 2011 to the (currently) latest Late 2014 model. The overall speed difference is striking. However, I believe the most speed benefit was the addition of the Fusion Drive option. This is basically two drives (one SSD, the other spinning disc) and configured to perform as a single drive. The advantages of the SSD speed and the high capacity spinning disc was a no brainer for me.