Thanks for the response. So the "boot as external drive" method will give them access to my files, but how easy would it be for a thief to get around the password, reformat my comp, or do whatever else that would allow them to use or resell my computer?
Also, from what you're saying, it seems like even encrypted disks are vulnerable to attack from thieves with even the slightest know-how, right? In that case, I might stick to my other idea to keep secure documents on a flash drive in a locked safe. The inconvenience of this doesn't bother me too much.
So the screen-lock method isn't very secure, but what about logging off? If I log off, would a thief still be able to use the "book as ext" option?
Really the most important thing for me is that the keychain passwords aren't able to be accessed, so I guess I'm good on that base. Thanks for your help.