I understand what you are saying about LCDs not burning in the same way CRTs or plasmas do. But I think it's still fair to call this "burn-in" because it essentially looks the same, regardless of whether it fades over time. Whatever is happening here is a very real problem that is apparently not as rare as you claim (at least in my case).
My screen starts exhibiting this "burn-in" or whatever else you want to call it after only 1 or 2 days. If I delete an icon from my desktop that has only been there for 1 or 2 days, it leaves a ghostly remnant of itself that takes another 1 or 2 days to completely fade away. Same goes for windows that have been open in the same place for a while (like my web browser). If I minimize/close them after a couple of days, I can see ghostly traces of where the edges of the window used to be.
I do, in fact, use a screen saver that uses shifting colors, but it doesn't seem to help at all, at least not on the scale of "a few minutes." The only thing that seems to help is completely turning off (or sleeping) the machine for 8 or more consecutive hours. The burn-in still remains even after that, but it's much fainter. I would imagine if I left it off for an entire day, it might go away. But that's a terrible solution to this problem. I want to be able to
use my iMac, not leave it turned off all the time to avoid screen burn (or molecular alignment, or whatever it is)