You're welcome.
If I activate the Wi-Fi on the iPhone, I can get the Internet with no charges from the ATT cellular network for Internet use. However, this will not affect the phone calls or email that are sent or received, so that there will be the ATT phone charges that apply only for this data.
Correct. Turning wi-fi on or off and when accessing the internet with your iPhone via wi-fi will not prevent you from placing and receiving calls, the same for SMS, and will not prevent you from accessing the internet via the cellular network you are connected to. If you lose your wi-fi connection, or when going out of range of an available wi-fi network you are connected to, your iPhone will switch to the cellular provider's data network automatically for internet access. So you should turn off automatically checking for new messages for your email account or accounts, or turn the accounts off when no longer connected to an available wi-fi network. If you are not connected to an available wi-fi network, and you select Safari and a website is downloaded, or the Mail application and your email account or accounts are checked for new messages, or you select the weather or stocks widget, you will be charged extra for data access via the cellular provider's network you are connected to.
Keep in mind that all voicemail messages (visual voicemail) are downloaded to the iPhone via the cellular network only.
To enable a SIM lock on your iPhone, go to Settings > Phone > SIM PIN.
Select On for SIM PIN.
You will be prompted to enter a 4 digit password. After entering your chosen password, select Done to enable it.
To test the SIM PIN has been enabled, power your iPhone off and on.
When powered on, you should be prompted for your SIM PIN or password.
If you enter the wrong SIM PIN or password 3 times in a row, your SIM card will be disabled.
If you select Cancel, and don't enter your SIM PIN, your iPhone will finish the startup process, and your iPhone should indicate no service at the top - where at&t is shown when your SIM card is enabled or active.
For the phone portion, I can always purchase a Prepaid phone card.
This is the least expensive way to go, but you do know you can't use a pre-paid SIM card with your iPhone? If so, you must have an unlocked GSM phone, or you purchase an inexpensive phone while there to be used with the pre-paid SIM card.