Hey firestar87,
This happens when the incorrect SIM pin is entered multiple times, it can happen with any cell phone.
+"You can enter up to 3 incorrect answers for the SIM PIN before iPhone asks you to enter the PUK code. To get the PUK code, contact your mobile service provider. Note: If you enter the incorrect PUK code too many times (10 incorrect guesses), the SIM may become permanently locked and you'll need to replace the SIM.+
+Note that the SIM PIN is separate from the Passcode Lock (Settings > General > Passcode Lock) which comes up when waking from sleep and turning on."+
http://support.apple.com/kb/HT1316
Jason