Skip navigation
This discussion is archived

iPhone replacement insurance

4858 Views 23 Replies Latest reply: Jul 27, 2008 5:50 AM by RonAnnArbor RSS
1 2 Previous Next
Thomas Matheu Level 1 Level 1 (5 points)
Currently Being Moderated
Jul 25, 2008 10:19 AM
As I understand it, AT&T does not offer insurance for lost, damaged iPhones.

Is this the case?

Are there any good options for replacement insurance for the device?
  • clarkkent26 Level 2 Level 2 (355 points)
    Currently Being Moderated
    Jul 25, 2008 10:20 AM (in response to Thomas Matheu)
    I live in the Uk. And my bank offers mobile insurance so i insured mine and my wife's iphones for nothing.
    MACBOOK 4, Mac OS X (10.5.4), Leopard 2.1 GHZ 250 GB HDD 4GB RAM Iphone 1 and 3G
  • Allan Sampson Level 10 Level 10 (122,145 points)
    Currently Being Moderated
    Jul 25, 2008 10:22 AM (in response to Thomas Matheu)
    I don't believe at&t's 3rd party insurance carrier covers any phones that at&t carries or sells that are in the smart phone or PDA category.
     PowerBook G4 17-inch/1.67GHz/2GB RAM, Mac OS X (10.5.4), 7200rpm-100GB HD,  iPod w/Video 30GB,  iPhone 8GB
  • Irish2DaBone Level 1 Level 1 (25 points)
    Currently Being Moderated
    Jul 25, 2008 10:56 AM (in response to Thomas Matheu)
    That is correct... they advise that you go thru your home insurance (my deductible is $500 on theft, etc, so that's no help)... and they also recommended American Express, but for those who purchased their NEW AFFORDABLE 3G with a Check, Visa or Master Card, it's a little to late... unless you can do so by transferring your other cards balance to AMEX?? but I believe you can only insure at time of purchase?
    MacBook Pro, Mac OS X (10.4.11)
  • 5g guy Calculating status...
    Currently Being Moderated
    Jul 25, 2008 11:15 AM (in response to Thomas Matheu)
    Doesn't Apple offer a program.. not sure what it is called.. I think it cost about 69 dollars. Maybe called Apple care plan or something, for two years which will replace the phone if lost or stolen or damaged. Am I correct on this?
    Dell, Windows XP
  • Tamara Level 6 Level 6 (13,720 points)
    Currently Being Moderated
    Jul 25, 2008 11:17 AM (in response to 5g guy)
    AppleCare is not insurance and does not cover if the phone is lost or stolen. AppleCare is an extended warranty.
    MacBook , Mini, Airport Express, Mac OS X (10.5)
  • Templeton Peck Level 9 Level 9 (57,690 points)
    Currently Being Moderated
    Jul 25, 2008 11:24 AM (in response to Thomas Matheu)
    *"Are there any good options for replacement insurance for the device?"*

    Just call your homeowners insurance agent and open a personal articles policy. Should be dirt cheap.

    Or try a warranty from http://www.squartrade.com. They'll cover accidental damage, and they're reasonably priced.
    iMac 2.66Ghz, 2.4Ghz MacBook Pro, iPhone 3G, Mac OS X (10.5.4)
  • RonAnnArbor Level 4 Level 4 (2,695 points)
    Currently Being Moderated
    Jul 25, 2008 11:32 AM (in response to Templeton Peck)
    Squaretrade is awesome. I have several electronics things at home I've covered with them.

    Be careful to those with AppleCare -- as stated above, it is NOT insurance -- it is extended warranty for one additional year and it does not cover damaged or stolen iPhones that are your fault.

    One caveat -- There is usually a minimum amount for some insurance companies to cover you on Personal Articles Policies -- some companies call these "jewelry riders" and other assorted names. For my homeowners insurance through Nationwide, you have to have a minimum value of 500.00 -- my old 599.00 1st Gen iPhone was covered -- my new 3G iPhone is not. -- the way it was dirt cheap last year - it cost me 29.00 for the entire year as an add-on to my homeowners/fire insurance.

    BY the way ATT DOES NOW COVER smartphones, but it does not cover all of them. The iPhone is one of their smartphones that is not covered. Neither is the TIlt. It seems to go by screen -- if you have a glass touch screen that can crack it isn't covered by ATT insurance. The Tilt, The Treo, the iPhone are not covered -- the Blackjack and their other HTC and Samsung smart phones and Blackberries ARE covered by insurance now.
    Mac OS X (10.4.10), Macbook Pro -- iPhone 3G
  • Templeton Peck Level 9 Level 9 (57,690 points)
    Currently Being Moderated
    Jul 25, 2008 1:35 PM (in response to Thomas Matheu)
    Then call your insurance company. I just got a quote from my state farm agent about my 16GB iPhone...$40 for a year and it covers damage and lost item.
    iMac 2.66Ghz, 2.4Ghz MacBook Pro, iPhone 3G, Mac OS X (10.5.4)
  • Freethinker28 Calculating status...
    Currently Being Moderated
    Jul 25, 2008 2:46 PM (in response to Templeton Peck)
    I wonder why my state farm insuranc told me they would not cover my phone? They said cellphones get lost or stolen a lot so they wouldnt cover them.
    Other OS
  • Shaun Rosenberg Level 4 Level 4 (1,335 points)
    Currently Being Moderated
    Jul 25, 2008 2:49 PM (in response to Thomas Matheu)
    When I was on VZW with my 700p they asurion covered it...I know att is different...but it seems odd with the cost of other "nonsmartphones" and the price drop they wouldn't want an extra 6 bucks a month from everyone...who knows who actually made the decision though.
    Primary: 15"2.4 MBP(SR) Secondary:G5 Dual 2.5+many,many, more computers and asso, Mac OS X (10.5.4), Currently Triple Booting OSX, Vista, Ubuntu
  • Allan Sampson Level 10 Level 10 (122,145 points)
    Currently Being Moderated
    Jul 25, 2008 3:03 PM (in response to Shaun Rosenberg)
    Verizon's 3rd party insurance carrier, which may or may not be the same as AT&T's carrier, covers certain phones in the smart phone or PDA category or all such phones for Verizon subscribers, and AT&T's carrier doesn't for whatever their reason or reasons.
     PowerBook G4 17-inch/1.67GHz/2GB RAM, Mac OS X (10.5.4), 7200rpm-100GB HD,  iPod w/Video 30GB,  iPhone 8GB
  • Shaun Rosenberg Level 4 Level 4 (1,335 points)
    Currently Being Moderated
    Jul 26, 2008 2:23 AM (in response to Allan Sampson)
    I think we figured that one out by now allan, but um, ya, thanks for chiming in...
    Primary: 15"2.4 MBP(SR) Secondary:G5 Dual 2.5+many,many, more computers and asso, Mac OS X (10.5.4), Currently Triple Booting OSX, Vista, Ubuntu
1 2 Previous Next

Actions

More Like This

  • Retrieving data ...

Bookmarked By (0)

Legend

  • This solved my question - 10 points
  • This helped me - 5 points
This site contains user submitted content, comments and opinions and is for informational purposes only. Apple disclaims any and all liability for the acts, omissions and conduct of any third parties in connection with or related to your use of the site. All postings and use of the content on this site are subject to the Apple Support Communities Terms of Use.