6 Replies Latest reply: Sep 24, 2008 12:10 AM by bulls6pack
eyephonegirl Level 1 (0 points)
Has anyone had any luck acquiring insurance for their iPhone for accidents, loss, or theft?

macbook, Mac OS X (10.5)
  • ChrisJ4203 Level 8 (47,816 points)
    I have a rider with State Farm. Only cost about $30-35/year. All State Farm wants is if the handset cost $300 or more (if my memory serves). I just remember there was a cost factor involved. I use it to cover all the family's cell phones and my laptop.
  • deggie Level 9 (52,719 points)
    You better check to be sure that policy is still in place. They cancelled my policy on my Treo 650, and when I recently updated my insurance on my MacBook Pro I asked about the iPhone and was told they will not cover any smartphone, PDA, etc. on a personal property rider.
  • ChrisJ4203 Level 8 (47,816 points)
    I just paid my premium again for the year. It is still in place. As I said earlier, a lot had to do with the cost of the device, as they had recently put a requirement that the item have a certain initial value. I hope that helps you.
  • deggie Level 9 (52,719 points)
    Nope, I paid the $299 for the 3G and they would not write the rider. I would check with your agent to be sure you are not getting charged for something they won't cover.
  • ChrisJ4203 Level 8 (47,816 points)
    I still have a 1st Generation iPhone. That is probably why.
  • bulls6pack Level 1 (0 points)
    I have a 1st Generation iPhone, and actually called my State Farm agent the other day. They told me that they'd insure my iPhone and laptop both for 30 bucks a year. All I have to do is get my receits out and take them to StatecFarm, which Im planning on doing tomorrow.