I work in full line MI retail. I buy and sell recording gear all day. Where I work, we carry everything from Behringer, Samson, Zoom, Alesis, on up to Universal Audio, GML, Avalon, Focusrite, etc. Behringer comes back broken ALL THE TIME. It falls apart and they offer poor or no support for their products at all! My repair shop doesn't even cover them because they can't get into the pieces and fix them. The internal components are too cheap and weak; even if they could service it, it wouldn't be worth it to cover with our in-store warranty.
Now, I'm not recommending that top of the line stuff either! That is for pro studios, and I understand you're not trying to make money and record other people with this stuff. But for the benefit of YOUR MUSIC: I vote for Presonus and M-Audio as great converters/pres/interfaces that are worth the money. I appeal to TIME TESTED mics like Shure's, Audio-Tech's, etc. Not these Guitar Center/Musicians Friend whore companies that out source everything and ruin our economy and our ability to grow musically with poor design and sound. I do understand being cash strapped! I also understand a little bit of patience and sacrifice. I do not want you to have to upgrade in a few months and have wasted money (this stuff will be worth MUCH LESS when you INEVITABLY go to resell it). I don't want you to get disheartened and upset with recording because your gear simply isn't delivering. Yes, it delivered for these individuals on this forum (subjective opinions). But that really is a gamble with low end gear, and I don't feel like you should gamble with your recording money. You COULD end up with crap is all I'm saying...don't take the chance.