Just to add on to what Roger said...
Although it
is confusing at first, the picture is there for
your benefit. "I know what I look like," you say? Yes, bit it does that for every email address that has an associated photo. For many people, that means... no one else.
But, if everyone were using .Mac (I do not) it seems that Mail and Address Book cooperate and add photos from the .Mac account.
I discovered this quit by accident when someone I know sent email from a .Mac email account.
For the rest of us, it really is an unused feature.
-fred