9 Replies Latest reply: Mar 21, 2009 5:44 PM by JoeZinVA
MrGadget09 Level 1 (0 points)
Which of these two are better for insurance? I bought my iPhone basically last month and have been using the $15 per month insurance from Best Buy. The reason I bought this insurance was because I'm not sure if I could trust Apple. I think they might make me buy a whole new iPhone.

If I wanted, could I purchase the Apple Care extended warranty now or is it too late?

And which insurance is better?

Gateway Laptop, Windows Vista, iPhone 3G 16GB (Black)
  • Allan Sampson Level 10 (123,405 points)
    The AppleCare extended warranty for the iPhone extends the standard one year warranty by an additional year and can be purchased anytime before the one year purchase anniversary date or before the standard one year warranty expires. It is an extended warranty only - not insurance. Apple's warranty for the iPhone is a limited manufacturer's warranty only, including the AppleCare extended warranty, which extends the standard one year warranty by an additional year only. It does not cover accidental damage or a problem that waa caused as a result of accidental damage.

    The Best Buy insurance is not a complete or full insurance. I don't believe it covers an iPhone that is lost or stolen. Did you read the fine print for what you are paying $15/mo for?
  • Matthew Morgan Level 7 (22,600 points)
    I don't know too much about Best Buy's plan, but you can buy AppleCare for your phone for $69.00.

    Although it's best to buy it when you first buy your phone, you can buy it at anytime while the one year warranty is still in effect.

    More information here:

    http://www.apple.com/support/products/applecareiphone.html

    Matt
  • MrGadget09 Level 1 (0 points)
    The Best Buy warranty covers accidental damage, which Apple does not. It also saves me a few hundred dollars (15*12=180) and I wouldn't have to pay full retail price if I accidentally damaged the phone.

    Nevermind, I'll keep the insurance. I'm always protective with my things and never lose them or let them get stolen so that's not a big worry.

    Thx
  • Matthew Morgan Level 7 (22,600 points)
    I'm always protective with my things and never lose them or let them get stolen so that's not a big worry.


    In that case, you might be better off putting that money in a savings account. That way if you happen to hold on to the phone for two years you'll have $360 + interest!



    Matt
  • Lawrence Finch Level 7 (34,986 points)
    My advice is buy neither. The phone will be obsolete before the built in warranty is up, and you will most likely want the latest one.
  • Allan Sampson Level 10 (123,405 points)
    I don't think obsolete within 12 months is an accurate word in regards to the iPhone 3G.

    And if purchased at AT&T's subsidized price, most subscribers won't qualify for AT&T's subsidized price on any new phone for at least 18 months after the iPhone 3G was purchased at the subsidized price.
  • MrGadget09 Level 1 (0 points)
    Nevermind this topic. I'm returning my iPhone and going back to T-mobile tomorrow for the Curve 8900. I'll buy an iPod Touch in the future.
  • carl wolf Level 6 (14,625 points)
    "Which of these two are better for insurance?"

    Whether you have the standard one year, or optional 3 year warranty, AppleCare is not insurance.
  • JoeZinVA Level 2 (430 points)
    Neither if you are careful and don't drop it on the floor (heaven forbid down a flight of concrete stairs), or step on it, or keep your dog away from it, or keep your kids under 3 away from it, etc saving yourself $200 a year from the $1000 a year minimum solo plan ($83*12).

    or if people's wishes for an iPhone 3 comes out by Christmas following the one year cellular sales pitches.