I have been reading the responses here and Chris CA I think you are missing the point. itunes is an online business, yes business. The want customers to use there product to but music, apps, book, etc. Now in order to do so you must have an account and yes use some kind of CC or DC. Yes you go online use it once and then delete the CC but this would defeat the whole purpose of being able to download music, apps, books on the go with ease. I have other accounts online where I generally buy things, one is musician’s friend. I have an account and they do have my CC info. I buy stuff from them often and I have never had a problem with my account being hacked into or my CC info being somehow leaked out. Further, more when I do have a question I simply call and speak to a live person about my account and the problem is solved. For whatever reason peoples accounts are getting leaked and to top it off you can’t even speak to a real person about it. It is apples responsibility to find out the answers and make there site more protected from these actions, if they can not then ok I will never buy from there site again.