Hi Jaizai --
I can't help you with your Safeware question (I've never used them), but this thread isn't the best place to post.
The last post here was almost three months ago (September 27), and even though Safeware was mentioned, the topic concerned stolen laptops, not damaged ones and Safeware's repair coverage.
The general rule in these Discussions is that "if your issue has any significant difference from a similar topic, then you're probably better off posting a new topic to focus attention on your particular issue."
If I were you, I'd start a new post.
But before I go, after rereading your post, I think there's a few things you ought to consider:
In previous posts, you've told us all about how earlier this month your new PowerBook fell off your desk and was damaged cosmetically (dents and such) and how disappointed you were to learn that Apple's warranty likely would cover such damage, both because it was cosmetic and because it was user caused.
Now you're inquiring about Safeware's insurance program in what appears to be the context of trying to decide whether you should obtain a policy
and [then] have them [Safeware] repair once u file a complaint due to accidental damage or should [you] just shell 6 bills to get [your] laptop fix due to minor damage...
You should know that insurance policies generally don't cover damage incurred outside the coverage period. So, if you were to obtain a Safeware policy today, the damage you suffered early this month likely would not be covered. (You should check with Safeware to verify this.)
Now, sometimes people in such circumstances sometimes try to obtain coverage under false pretenses, such as by purposely misrepresenting the date the damage was sustained so that it falls within the coverage period. To so proceed would, of course, be to to commit insurance fraud and to subject oneself to potentially substantial civil and criminal liability if the fraud is uncovered.
Good luck.
-- JDee
