Yes, I too have read not to mix the two formats. In reality I don't see that it makes any difference. I wouldn't actively use both 1080i and 1080p on the same card, as to view them on the Panasonic, you have to keep changing modes back and forth.
I only record in 1080p, and always keep a 1 or 2 second clip in 1080i on the card just to make it viewable in iMovie when it comes to archiving. The Mac will see all files on the card via the desktop or other source, so you can always copy files and play raw 1080p50 (or 60) mts files with applications such as Movist.
Final Cut Pro 7 does not have a Create Camera Archive function (to the best of my knowledge) as it is designed more for tape based editing. Final Cut Pro X does. Of course you can always use iMovie to archive the entire contents of the card, or even Disk Utility (in the Utilities folder of your Applications). I think iMovie just does pretty much the same thing, creating a cloned copy of the SD Card, but conveniently gives it a name and date on the file name.
Just a note on the above. I hear good things about ClipWrap, and I like to promote 3rd Party Developers creating solutions to everyday issues. There are however free solutions doing much the same thing, although probably not quite so simply as ClipWrap does it. I use a free Automator Script (available on the Net) called Rewrap2m4v by a chap called Alan Somers - See earlier links in this thread. He found the way to simply repackage the mts files in a file format that the Mac will recognise and work with, without having to do a lengthy transcoding into a whole new format. You do need to have Perian installed and ClipGrab in your applications folder as well for the script to work, but they're all free and work perfectly well.
Now just for AVCHD-2 (as I believe the updated spec is now called) to gain a bit more recognition and be natively adopted by the next update of iMovie, Final Cut etc. Both Sony and Panasonic are producing cameras that record 1080p50/60 so I think it won't be long before updates allow the material to be imported directly without additional steps.