The iPhone is not putting a lock on the incoming mail server. The iPhone's Mail client may be holding the communication with the incoming mail server to long after the incoming mail server has been checked for new messages and/or after downloading new messages received at the incoming mail mail server, but it isn't the iPhone that is putting a lock on the incoming mail server. The incoming mail server is doing the lock. Although it is possible to access a POP account with more than one email client, a POP account is designed to be accessed with a single email client only. One email client at a time can check the incoming mail server for new messages, and/or download new messages received at the incoming mail server. If a 2nd email client attempts to do this while another email client is doing the same, the incoming mail server will temporarily lock out the 2nd email client since only one email client at a time can communicate with the incoming mail server with a POP account.
Not a problem with an IMAP account.
What other device have you used to retrieve mail? If it was a Blackberry, a Blackberry does not communicate direct with the incoming mail serve for any email account as does the iPhone's Mail client.