Payment itunes issue

We are fellow users, nobody on here can refund anything.

Have you looked at the purchase histories of all iTunes accounts linked to the card ? If it doesn't show could it be : About payment card authorization holds from the App Store or iTunes Store - Apple Support ? If not contact the card issuer.

Those texts are a SCAM, and an obvious attempt to steal your Apple ID credentials. Do not respond...just delete them.

Read: Avoid phishing emails, fake 'virus' alerts, phony support calls, and other scams - Apple Support for verification.