Apple pay

Good afternoon olena224,

Welcome to the Apple Support Communities!

Based on your screenshot, it appears you did not have enough funds in Apple Pay to make your purchase. The resource below explains how to add more funds to Apple Pay or add another card to your account. I've highlighted some key information here for you. Click on the link for complete details.

Send, receive, and request money with Apple Pay

"How payment methods are chosen

Your Apple Pay Cash balance is automatically used when you send money. If you don't have enough balance for the payment, the remainder will be funded by one of your credit or debit cards in Wallet. If you have no Apple Pay Cash balance, you can use a credit or debit card in Wallet for the entire payment amount. You can see which card is being used on the confirmation screen.

Here's how to change your payment method:

1. Tap  next to your credit or debit card on the confirmation screen.

• • Choose a new credit or debit card. If the payment is split, you can see two cards on the payment sheet: your Apple Pay Cash card and the other card that you choose to fund the transaction. If you choose a debit card or pay with your Apple Pay Cash balance, there’s no fee. 
  • If you choose a credit card, there's a 3% credit card fee on the amount funded by the credit card."

Take care.