Return COLUMN!!! That was the issue. Aiyaiyai thank you so much.... I don’t know how it took me so long to realise that! I kept all the arguments the same and just changed the function to LOOKUP, and it looks like it’s working now. Is that what you would’ve done too?
Re: the 2nd issue, you’re right it’s a bit of an odd way to organise it all. I couldn’t think of an effective way to have all the payments I make, for each day, separated and have attached descriptions. If that makes sense?
I initially thought I could just put “=1+2+3, etc” for each payment I made that day, and then another column for each corresponding reason, just as a bullet point (I’ll attach a screenshot so it makes a little more sense...) but then I thought ‘what if I need to modify a payment easily, like if I entered $30 spent on jan 3rd, but actually it was on jan 4th’ I’d then have to go into the formula of the cell and delete that transaction, and also the bullet point description. So I didn’t go through with that.
Oh and! I did also think about having multiple rows of transactions for the same date, like you said, but I thought it might just look too messy? Like same days will have 2 rows, some will have 20, what do you think? 