Lost money on Apple Pay
Sent money and the person didn’t get it
Sent money and the person didn’t get it
If they haven't accepted it you should be able to cancel as described below from Send, receive, and request money with Apple Pay - Apple Support
If you send money to someone who hasn't accepted the payment, you can cancel the payment. Here's how:
If you reject or cancel a payment, the money will be refunded by the next business day depending on your bank or card issuer.

If they haven't accepted it you should be able to cancel as described below from Send, receive, and request money with Apple Pay - Apple Support
If you send money to someone who hasn't accepted the payment, you can cancel the payment. Here's how:
If you reject or cancel a payment, the money will be refunded by the next business day depending on your bank or card issuer.

Lost money on Apple Pay