I was wondering how actually the apple iPhone payments plan works and who qualifies. I'm not doing a trade in or buying through the carrier. It's through Apple themselves. Do I have to qualify to do the payment or can I just pick the phone I want and make regular payment?
[Re-Titled by Moderator]
Apple partners with banks in some countries. Essentially, you have to undergo a credit check and if you pass, you'll be issued a credit card against which the purchase is charged.
If you are interested in the Apple Upgrade Program, you can take a look at the information here. iPhone Upgrade Program - Apple
Yes, poor credit can disqualify you. The credit check is not actually run by Apple. It’s run by Barclays Bank or Citizen’s Bank, the finance companies Apple partners with. They will be issuing you a consumer loan, so they determine who qualifies and who does not.
I'm in the US. I know that I don't have good credit, so would that keep me from qualifying?
how actually the Apple iPhone payments plan works and who qualifies?
