How do you remove a card to download things?
How do you remove a card and stop telling me I need a card to download things
[Re-Titled by Moderator]
iPhone 8 Plus, iOS 12
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If you have an unpaid balance or subscription you must take care of that first in order to download apps or app updates (even free ones).
Here is how you can remove your payment method:
Change, add, or remove Apple ID payment methods - Apple Support
This is how you can view your billing history to see any unresolved or pending charges:
See your purchase history in the App Store or iTunes Store - Apple Support
You can buy an iTunes Gift Card to pay off any balances you owe:
Redeem App Store & iTunes Gift Cards and content codes - Apple Support