Apple Pay
Why hasn’t my instant transfer gone through yet? It said confirmed but isn’t showing up in my bank.
Question marked as
See the following from Transfer money from Apple Cash to your debit card or bank account - Apple Support
If you use Instant Transfer, your funds are typically available in your bank account within 30 minutes.
and
If you don't receive an instant transfer after 2 hours, or you don't receive a 1 to 3 business day transfer after 3 business days, contact us.