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All of my previous cards have had no problem being set up on Apple Pay however, my credit card continuously says it needs to be verified and I've talked to the company and they have been unable to help me. Maybe its my iPhone that is the problem?
iPhone X
Does your credit card appear on this list? - Apple Pay participating banks - Apple Support
Does your credit card appear on this list? - Apple Pay participating banks - Apple Support
Apple Pay with my credit card
