How do I transfer money NOT using Instant Transfer

When I try to send money using Apple Cash it seems to default to the Instant Transfer. I don't want to use Instant transfer to avoid the fee. How do I get it to use the 1-3 banking day method of transfer?

iPhone XS

Posted on Aug 8, 2019 4:06 PM

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Posted on Aug 8, 2019 4:15 PM

The following has instructions: Transfer money from Apple Cash to your Visa debit card or bank account - Apple Support


If the 1 - 3 day transfer option is not visible, the usual reason is that large fonts are being used on the phone.

3 replies

Aug 8, 2019 4:50 PM in response to DesertRatR

The 1% fee is for using Instant Transfer to transfer money from your Apple Cash to your debit card and that can be avoided by using the 1 to 3 day transfer to bank option.


The following has instructions on how to send money to someone else (e.g., your daughter). There is no fee for that. Send, receive, and request money with Apple Pay - Apple Support

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How do I transfer money NOT using Instant Transfer

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