Credit card 💳
Why can I not have apps. Even free apps without putting credit card information on this account. I can’t even have messenger. I was recently a victim of credit card fraud. I don’t feel comfortable giving this info.
If you see None offered as a payment option you don't need a credit card.
Another alternative is to buy and redeem an iTunes Gift Card, so you have a credit balance on your account.
ASC - Late 2012 Mac mini, macOS 10.14.6; Watch, series 3 cellular, watchOS 5.3; iPad Air 2 & iPhone 8+, iOS 12.4; TV 4th Gen, tvOS 12.4; HomePods, audioOS 12.4 and Airport Express w/ Airplay 2