Apple Card with Different Accounts

I got the Apple Card but my iTunes account is separate from my iCloud account. The Apple Card is on the iTunes account but I am not able to add the card to devices that are logged into both the iTunes account and iCloud account. The card only shows up if I have a device that is only signed into the iTunes account.

Posted on Aug 19, 2019 7:20 AM

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Posted on Sep 1, 2019 3:24 PM

I actually got this working.


(First, make sure both accounts have two-factor authentication enabled. Otherwise, nothing from your wallet can be added as a payment method.)


The first thing I attempted to do was add the Apple Card as the payment method for my iTunes account, which worked. At that point, I went to iCloud payments and noticed that the "Found in Wallet" section did not have Apple Card as an option, which is the problem you are having. So, I went back to my iTunes payments and removed Apple Card as my payment method. Then I went to my iCloud payments and saw that Apple Card was now available, and I set it as the payment method for iCloud. Then I went back to iTunes once more and saw that Apple Card was still available here, and added it as well. Now I have Apple Card for both.


tldr: Add Apple Card to iCloud first, then add Apple Card to iTunes second.

4 replies
Question marked as Top-ranking reply

Sep 1, 2019 3:24 PM in response to ap3611

I actually got this working.


(First, make sure both accounts have two-factor authentication enabled. Otherwise, nothing from your wallet can be added as a payment method.)


The first thing I attempted to do was add the Apple Card as the payment method for my iTunes account, which worked. At that point, I went to iCloud payments and noticed that the "Found in Wallet" section did not have Apple Card as an option, which is the problem you are having. So, I went back to my iTunes payments and removed Apple Card as my payment method. Then I went to my iCloud payments and saw that Apple Card was now available, and I set it as the payment method for iCloud. Then I went back to iTunes once more and saw that Apple Card was still available here, and added it as well. Now I have Apple Card for both.


tldr: Add Apple Card to iCloud first, then add Apple Card to iTunes second.

Aug 19, 2019 2:01 PM in response to askbarnabas

I guess in the end this is gonna be a problem for a lot of us then. Not sure why Apple would give us .me and .icloud emails so we could keep our devices and info separate and then impose these rules on us to use their credit card. I for one share my iTunes Apple ID with my husband so we can share our purchases and normally use a different iCloud email on my phone and ipad as well as my husband uses different emails for iCloud on his devices as well. I don’t want my business stuff from my ipad on my personal phone or my husbands stuff from his devices on my iCloud merged together and that is exactly what happened when I signed into only iTunes Apple ID to apply for the Apple Card which didn’t work anyways. Now I have a mess to clean up on about 10 devices since it merged all of our contacts etc and no Apple Card. So they allowed us to have multiple ID’s to keep things separate but now they expect us to go back to one. Go figure.

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Apple Card with Different Accounts

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